We buy all of our houses using funds loaned to us from private individuals who either have a retirement account they wish to grow or who have been successful savers.

Our private lenders come from all walks of life. We have commercial pilots, retired business owners and medical and military personnel as lenders. We also have had mechanics, utility workers and sectaries make us loans.

All of them have a few things in common. Typically, they know very little about investing in real estate, have always wanted to, but do not have the time to devote to it. That’s where we come in. We’ve been buying, selling and renting houses since 2012 with a fantastic track record. Our process allows our lenders to leverage their money with our knowledge. Next, they’re looking for a better return on their money than they can find in bank CDs or in the stock market. According to, the national average certificate of deposit rate for a five-year term was 1.28 percent as of August 1 of this year. We’ve been able to double, and even triple, what our lenders have been offered for these type investments.

And finally, they’re looking for security for their hard-earned retirement dollars. And since we can secure their funds against real estate, our private lenders are in a great position. Consider this: if you invest in a company stock and then that company shuts their doors, how likely are you to get your initial investment back, much less make a profit?

When private lenders make a loan they can secure with real estate, even if the worst were to happen and they had to foreclose on the borrower, they will still receive the property used for collateral. They could then either rent or sale the house to recoup their money and possibly turn a profit. You won’t find that kind of security in other investments. Long story short, if you have ever thought to yourself that you need a better investment vehicle, consider becoming a private money lender to a real estate investor. And if we can help you in any way, please give us a call.

“What Private Money Lenders are Saying About us”

We’ve worked with Focus Property Solutions over the past few years on several ‘partnership’ deals.
Joey is the BEST! 
He’s thorough, leaves NO stone un turned, has very fair lending practices, keeps very current on all the legal issues, documents and paperwork needed
in a timely manner so EVERYONE is covered with their investment and feels very secure.

He has a great back up staff and handles everything very professionally!
I would HIGHLY recommend ‘partnering’ with Joey and his company!

“Joan Stewart  JSBP and ASSOC. LLC,  CEO Creative Ideas”

Joey and Ashley are top-notch. I enjoy working with them, and I sleep soundly at night knowing that they are good stewards of my money. They are conservative investors with creative minds, always putting others first. Not only is this evident in the way they treat me with respect as a lender, but I have also witnessed first-hand the positive impacts they have made with helping hundreds of families solve their real estate problems.”

“We have done several loans with Joey and Ashley. They have provided good collateral and always pay on time. We just need more borrowers like them!”

Looking to become a private money lender? Want to make a lot more interest in your IRA or retirement fund? You have come to the right place.

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